Cheque is a prominent non-cash payment method in India for making payments and settling deals. Many developing economies are adopting digital payment solutions but as of now cash and cheque are world’s preferred payment methods. Therefore, one should know the, proper way to fill a cheque. If you don’t know the right way to write a cheque then someone may misuse your cheque for example if you don’t cancel the word “bearer” and you lost your cheque then anyone can cash it. In this post, I’ll be showing you how to fill a cheque and important points you should not avoid while writing a cheque.
Paytm is one of the RBI approved payments banks in India. Beside online shopping, bill payments, recharges, and top ups, Paytm has started providing online banking facilities to its customers. Now, Paytm customers can perform their banking activities like send or receive money, right from their e-wallet app.
In this tutorial, we’ll show you how to add money to your Paytm electronic wallet. After adding money to it, you can use that money to do online recharges, shopping and you can send money to your bank account also. Read on to know more. [Read more…] about How to Add Money to Paytm Wallet using ATM Card/Internet Banking
Digital wallets have been gaining popularity in India. Cashless payment systems could play a significant role in achieving targeted GDP growth by eliminating illegal way of cash flow and that’s why, Indian government emphasizes on the use of cashless payment systems. Apart from fund transfer, nowadays, you can use your electronic wallet to pay for your hotel bills, grocery bills, supermarket-shopping bills, and even to pay for auto rickshaw or taxi fare. Moreover, many roadside food stalls also started accepting payments electronically. These things certainly insist an individual to use e-wallets. [Read more…] about Top 10 trending and best mobile wallet apps in India
For our day-to-day purchases, we prefer to pay by cash because it’s secure and convenient. But, what if we need to send money to a loved one instantly who is living far from us or need to buy something but have not enough cash? Similarly, what if you’re at a place where your currency notes are not accepted or you spent all of your money extravagantly on a trip. A quite different scenario can also arise where your nation may announce demonetization of current currency notes, which currently happened in India (Indian government has announced the abolition of Rs. 1000 and 500 notes to deal with counterfeit notes menace), but you need money to fulfill your daily requirements. [Read more…] about 5 Types of Online Payment and Settlement Systems in India
More than 3.2 million debit card PINs have been compromised after a serious banking security breach. Many renowned Indian banks have been affected by this breach. The incident happened in such a time when banking sector, around the globe, is evolving at a very rapid pace and banks are encouraging customers to adapt online banking solutions. It is indeed that banks do their best to protect financial and personal information of customers but such security threats put question mark on banks’ security systems. [Read more…] about 32 lakh ATM cards compromised: Do it yourself and secure yours
To avail benefits provided by government schemes such as LPG subsidy, under Direct Benefit Scheme, your Aadhaar card number must be linked with your bank account. As you may already know that Aadhaar card contains our bio-metric and demographic data; which helps many institutions to verify someone’s identity. As per government of India guidelines, only consumers who have linked their Aadhaar card numbers to their bank accounts and LPG IDs will receive LPG cylinder subsidies. Therefore, if you’re not getting your LPG subsidy on your bank account then it might be due to Aadhaar card. In this post, we will show you how to link Aadhaar card number with Bank of India account online. [Read more…] about 3 Ways to Link Aadhaar Card Number to Bank of India Account
It is mandatory for all bank account holders to link their Aadhaar card numbers to their bank accounts, especially for those who want to avail benefits such as, Direct Benefits Transfer scheme, provided by the Government of India. Many banks are providing online and offline ways to link an Aadhaar number like State Bank of India, Punjab National Bank, and other renowned banks. In today’s post, you will read how to link Aadhaar card number with Punjab National Bank account online. [Read more…] about Link Your Aadhaar Card Number to PNB Bank Account Online
Bank of India is a government owned nationalised commercial bank in India. It has its branches in all major countries in the world. To achieve high level of customer satisfaction, the bank provides all modern banking facilities to its customers. The bank endeavors to make banking a pleasant activity and that’s why it offers many time saving and convenient banking facilities to its customers. BOI net banking service makes banking easier for its customers. [Read more…] about How to Activate BOI Net Banking Online – Bank of India
Customers can perform worry-free ATM transactions at Punjab National Bank’s ATMs because it (PNB) ensures that all ATM transactions will be processed. There’re very few chances that PNB ATM does not dispense money (Must read– Safety Tips While Using ATM), however, if something like that happens then PNB makes sure that deducted amount will be refunded within 7 working days. It also claims that for delayed resolution, a compensation of RS.100 per day will be paid if the claim is lodged within 30 days of the date of transaction. [Read more…] about PNB ATM Transaction Failed – How to Lodge a Complaint
Modern banking services have changed the way we bank. Now you can perform almost all banking related activities right from your home. Punjab National Bank has provided many value added services to its customers to make banking a pleasant activity. PNB internet banking service allows customers to perform a number of banking activities from anywhere and anytime. Through this service, customers can reset forgotten PNB ATM PIN and mobile banking password by just following a few simple steps. [Read more…] about How to Reset PNB ATM PIN through Online Banking
Punjab National Bank is one of the renowned multinational banks of India. It provides a large range of banking services to achieve high level of customer satisfaction. PNB has provided quickest and easiest ways to block an ATM-cum-debit card to its customers. Customers can block their ATM cards (if they lost them) to avoid any misuse. You can block your PNB ATM card by following any method described in this post. [Read more…] about 4 Ways to Block PNB ATM Card – Punjab National Bank
ATMs are a convenient way to perform banking related activities. ATMs offer a bunch of facilities such as, money transfer, cash withdraw, and bill payments etc, but they also come with some serious financial security risks. Banks spend large amount of money to provide safety at ATMs, even though we can read an ATM fraud case on our daily newspaper. After notifying some incidents of ATM frauds, we decided to write a post on ATM safety for our readers. You can take some simple measures to safeguard yourself against any fraud. [Read more…] about Safety Tips While Using ATM
All banks in India run under the supervision of Reserve Bank of India. Indian banks are broadly classified into three categories commercial banks, Co-operative banks and Regional rural banks. Indian banks extended their roots in all over the world. Competition has been increased among the banks due to globalization, that’s why, banks are doing slog over to make their customers happy. To make banking easier for customers many banks have introduced vast range of services for example; Varieties of cards, Internet banking, Mobile Banking, SMS banking etc. Furthermore, some banks have launched missed call service to check account balance. With the help of missed call banking service customers can get their account balances and account statements on their mobile phones by SMS. In this post, we have provided missed call and SMS numbers of different banks to check account balance through SMS. Scroll down to find your bank’s missed call banking number. [Read more…] about All Indian Banks Missed Call Balance Enquiry Numbers
Punjab National Bank has launched a smartphone app for PNB and Non-PNB customers. This app is tailored to help customers find nearest PNB ATMs with the help of Global Positioning System (GPS) or ATM address.
[Read more…] about Punjab National Bank Launches ‘ATM Assist’ Smartphone App for PNB and Non-PNB Customers
Modern banks provide superior level of services for their customers. Many online banking solutions have been eliminating queuing system at bank branches. Internet banking or online banking is a core banking solution; which allows users to perform transactional and non-transactional banking activities. In the hustle and bustle of daily life, no one has sufficient time to visit a bank branch to perform a banking activity. Banks have taken this issue into account and introduced many online baking solutions to offer more freedom to customers. Internet banking is a one stop solution for all banking needs; with online banking or internet banking, customers can perform transactional and non-transactional banking anytime, anywhere.
[Read more…] about Internet Banking-10 Advantages of Using Internet Banking
To provide financial services in affordable manner to the weaker sections and low-income segments, in the annual statement policy 2005, Reserve Bank of India had advised banks to review their existing account related conditions to align them with the objective of financial inclusion. With a clear goal to achieve higher financial inclusion, banks were advised to offer ‘no-frills’ accounts either with nil or very low minimum balance requirements and also with no or low charges. When they didn’t see any significant growth in financial inclusion (after offering ‘no-frills’ accounts); then RBI had decided to modify the guidelines to open basic banking ‘no-frills’ accounts.
[Read more…] about Zero Balance Saving Account: Benefits, How to Open, Eligibility Criteria, Conditions
Bank of Baroda is a renowned Indian Bank. It offers a large range of products for its customers to provide a better banking experience. It has millions of acquiescent customers across India and has been providing them large banquet of banking services like; SMS banking, Mobile banking, Internet banking etc. BOB has recently launched a new service for its customers (missed call service) through which customers can check their account balance by giving a miss call on predefined number. Customers who have registered their mobile number with their home bank branch can avail facilities offered by this service.
[Read more…] about How to Check Bank of Baroda Account Balance through Mobile
Card Verification Value (CVV) is a three digit number printed on the credit/debit card. It is also known as Card Security Code (CSC). Usually, Visa, Master card and Discover debit/credit cards have CVV numbers. CVV numbers are used when PIN (Personal Identification Number) cannot be used because of some security reasons. [Read more…] about How to find CVV Number on Credit/Debit Card
Bank of India is a renowned Indian bank. It has 4000+ branches in all over India and has millions of satisfied customers. BOI provides varieties of services to its customers. In this post, I’ll show you how to check BOI account balance though missed call and SMS. The bank has started a free of cost service, called missed call banking, through which customers can obtain their Bank of India account balance by giving a missed call to BOI balance enquiry number. Bank of India balance enquiry number is available 24 hours throughout the week. [Read more…] about How to check Bank of India (BOI) Account Balance through Mobile
Online banking services provide us flexibility to perform a number of banking activities from anywhere and anytime. With internet banking service, you can check your account balance, mini-statement, and any other account related activity. Apart from them, e-banking facility allows customers to do online transactions such as, fund transfer, bill payment, SIP payments, and online shopping payments. Punjab National Bank also provides this fabulous service to its customers.
One can activate Punjab National Bank internet banking service without visiting his/her home bank branch. Customers can activate PNB net banking facility on their bank accounts if they have registered their mobile numbers with their respective bank branches. You can activate PNB internet banking service by filling out an online form. Follow the steps given below to activate Punjab National Bank internet banking online. [Read more…] about How to Activate Net Banking of Punjab National Bank (PNB)