How to invest in bitcoin? From which bitcoin exchange should I start bitcoin trading? If such questions are coming into your mind then you’re on right place. Here, on IlaInfo, we try to provide all necessary information that you’ll need to start bitcoin trading. There are many bitcoin exchanges in India to buy and sell bitcoins. I think you already know what are the best bitcoin wallet companies in India; if you don’t know then you can read trusted bitcoin exchanges in India to buy bitcoin. Zebpay is one of the best bitcoin wallet companies which allows you to buy bitcoin through its mobile application. So in this tutorial I’ll be discussing on how to buy bitcoin from Zebpay online.Continue Reading
How to Create Zebpay Bitcoin Wallet Account – Buy Bitcoin Part 1
In my recent post, I’ve shown you how to buy bitcoin from Unocoin Bitcoin Exchange; one of the best bitcoin exchanges in India. Today, I’m going to show you how to create and verify bitcoin wallet account on Zebpay. Actually I’m going to write two posts on Zebpay, in the first one, I’ll show you how to create Zebpay bitcoin wallet account, and in the second one, I’ll be showing you how to buy bitcoin from Zebpay. So this post is going to be part 1 in which we will create a bitcoin wallet account and later on we’ll verify that account.Continue Reading
10 Legitimate Ways to Earn Money Online More Than Your JOB offers
Before 2013, for me, it’s hard to believe that we could earn money online. I was one of you who used to believe that 9 – 5 job and own business were only ways to earn money. I’m differently wired person and I’m my own boss and believe me it is very hard for me to follow others orders, therefore, I was reluctant to do a job and I was not in a condition to start my own business so I opted online career. Here, I am not saying doing a job is bad but as said earlier there are some differently wired people who refuse to live 9 – 5 life (I’m one of them). I used to spend a lot time on internet and computer and many a times, I tried to find a way to make money from home but unfortunately I couldn’t have found any way to do so. But, I’m very stubborn and I kept on searching the ways to earn money online eventually I came across a blog post and I got to know that blogging is a real way to earn money online. Thereafter, I launched a blog and started writing online content and with slog over now I’m earning money online more than my job offers. Meanwhile, I learnt so many ways to earn money online and today I’m going to tell you real ways to earn decent money online.Continue Reading
How to Activate PNB Mobile Banking Service Online through Mobile
Punjab National Bank has started mobile banking service, called mBanking, for customers who are unable to use its internet banking service due to lack resources. Like net banking, this service allows you perform all banking operations online using your smartphone. Actually, it’s a compressed version of e-banking especially tailored for high-end mobile devices. PNB net banking users can also activate this service onto their mobile devices. If you own a high-end mobile device then you can activate this fabulous service onto your phone to avail PNB digital banking services.Continue Reading
32 lakh ATM cards compromised: Do it yourself and secure yours
More than 3.2 million debit card PINs have been compromised after a serious banking security breach. Many renowned Indian banks have been affected by this breach. The incident happened in such a time when banking sector, around the globe, is evolving at a very rapid pace and banks are encouraging customers to adapt online banking solutions. It is indeed that banks do their best to protect financial and personal information of customers but such security threats put question mark on banks’ security systems.Continue Reading
List of Registered General Insurance Companies in India
Generally, Life Insurance covers risk related to insured death like; death cover; and non-life insurance policies cover almost all other types of risk such as; Health Insurance covers risks related to insured person health, Home insurance covers risks related to a home, and business insurance reimburses a businessman; in case he/she faces huge loss in business. The different forms of general insurance are health insurance, auto insurance, business insurance, home or property insurance, travel insurance, fire insurance etc. General or Non-life insurance policies provide payments on the loss of a financial event. Before buying a general insurance policy or life insurance policy (See: Life Insurance Companies Providing Life Insurance Services in India), it is immensely important to see, whether your insurance company has approval of IRDA (Insurance Regulatory and Development Authority) or not? The IRDA (Insurance Regulatory and Development Authority) is a national insurance regulatory body, who works to promote and regulate insurance industry in India. It also works to protect the interests of policy holders. In this post, I’ll be showing you list of registered general insurance companies in India.
Ways to Force Insurance Company to Pay Your Claim
Insurance is clearly a legal contract between insured and insurer and it works on utmost good faith; which means both parties (Insurer and Policyholder) are supposed to disclose all the facts clearly. In insurance contract, insurer has a legal obligation to honor the claim.
Usually, no insurer rejects a claim request unreasonably because of stringent guidelines of IRDAI; however, if you think that your claim deserves to be honor but your insurer is not doing so. Then you can force him to pay your insurance claim by approaching authorities setup by the government. You can also take this matter to civil courts but before that, you should approach the authorities that are especially established to handle insurance related disputes.
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Where (How) to File Complaint against Insurance Company in India
If you have filed an insurance claim and it’s been rejected by your insurance company and you think it’s unfair, then there are many ways to file a complaint against the insurer. Generally, no insurance company rejects a claim request unreasonably; there are many reasons due to which an insurer may refuse to honor a policy claim. However, if you think that it’s unfair and you have supporting documents (like: policy wording, premium receipts etc) to prove that your claim should be honored then don’t embarrass, there are some authorities setup by the government to help you.Continue Reading
How to Surrender an Insurance Policy
Policyholders can surrender their policies if they have paid the premiums for three or five consecutive years from inception (For new ULIP policies, IRDA has increased the lock-in period from three years to five years). If policyholder fails to pay premiums for at least three or five consecutive years from inception then he/she may not be entitled to get surrender value or paid-up value.Continue Reading
Consider These Options Before Surrendering Life Insurance Policy
Are you going to surrender your life insurance policy? Do you know that you have some options to fulfill your financial needs without surrendering your policy? If you don’t know what are other options available to you then you are at right place. In this post, we’ll show you some options that you can consider before withdrawing a policy. Practically, insurance policy surrender is not a good option because it is subject to penalties such as, surrender charges; therefore, one should seek other options before doing so. Probably, you may aware that on terminating a life insurance contract you only receive saving portion of your policy along with accrued bonuses.
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FAQs on Surrendering a Life Insurance Policy
Insurance is a strategic way to protect ourselves financially against unforeseen events. Modern insurance products are tailored to help an individual to achieve his/her future financial goal along with insurance protection. Usually, we buy life insurance policies for longer periods say 15-20 yrs and there are some probabilities that insured person might be unable to pay the premiums or he/she might feel that current insurance policy does not meet with his/her insurance requirements. In such scenarios, policyholder may think to surrender existing insurance policy and replace it with a new one; that meets with his/her budget and future needs. In this post, we’ll be discussing on pros and cons of surrendering a Life Insurance policy and questions related to it.Continue Reading
Pros and Cons of Surrendering a Life Insurance Policy
Insurance plays a vital role in an individual’s life. It helps an individual to achieve his/her future financial goals and simultaneously it protects his/her loved ones against financial outbreaks upon his/her premature death. Withdrawing an insurance policy before maturity would not be a good decision; however sometimes reluctantly, we need to take such steps under certain circumstances. If you’re going to surrender your policy then in this post we’ve highlighted some pros and cons of surrendering a policy.Continue Reading
Tips to Prevent a Health Insurance Claim Rejection
Unexpected, medical emergencies can arise anytime; therefore, everyone should be prepared physically, mentally, and financially to tackle them. Having a health insurance plan gives you the peace of mind that you are financially ready to face an unforeseen medical emergency.Continue Reading
How to Submit a Health Insurance Claim
Health Insurance protects you against unforeseen hospitalization expenses. Today, almost all health insurers offer cashless treatment facilities and reimbursement of hospital expenses facilities. For smooth settlement of a health claim, one should carefully follow all the steps described by his/her insurance company for instance; It is advised by some health insurance companies to inform about insured person within 24-48 hours after he/she is hospitalized; if no one informs within this time period, then an insurance company may refuse to settle claim (See- Medical conditions that your health insurance policy doesn’t cover); and in such scenarios, there are very rare chances of getting a claim settlement.
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List of Registered Health Insurance Companies in India
Insurance marketplace is growing significantly in India. Today, you can find variety of Life insurance and Non-life insurance products in India; therefore, this segment (Insurance marketplace) strongly needs robust rules and regulations to protect the interests of policyholders. To provide insurance services in a transparent manner IRDA (Insurance Regulatory and Development Authority of India) monitors all insurance companies with an eagle eye. IRDA is an independent authority to operate, regulate, and develop insurance market in India. It ensures that insurance services are being delivered transparently and claims are being settled.