Health insurance is designed to provide financial assistance in medical emergencies. But it has been seen that some policyholders face health insurance claim rejection due to certain reasons. Nothing would be disappointing than this. Here in this post, I will take you through some important health insurance claim tips that will certainly help you get speedy settlement.
Continue ReadingShould I surrender my life insurance policy?
Should I surrender my life insurance policy? Are you seeking honest answer of this question? Then here we will try to know whether life insurance policy should be surrendered or not.
Continue ReadingPolicy Surrender Rules: Things you should be aware of
Do you want to discontinue your insurance policy? Do you have any questions pertaining to policy surrender? Do you know the advantages and disadvantages of surrendering a policy? Are you unable to decide whether you should cancel policy or not? Today I will walk you through some questions including policy surrender rules whose answer a policyholder seek before he actually makes a decision.
Continue ReadingDon’t Cancel Life Insurance Without Considering These Options
Are you going to cancel your life insurance policy? Do you know that you have some options to meet your financial needs without surrendering your policy and you only get a small portion of your investment as Surrender Value?
Continue ReadingHow to File a Complaint Against Health Insurance Company in India
Claim refusal is a nightmare. Especially when it seems insurer is refusing it arbitrarily. In our recent post, we thoroughly discussed this topic ‘What to do if insurance claim is denied?‘ Actually, as an insurance advisor, I tried to make a roadmap for you that you can follow. After reading that post, your all doubts will be cleared. I strongly recommend you read that post. Today, in this post, I will walk you through how to file a complaint against health insurance company in India.
Continue ReadingLife Insurance Policy Cancellation: How to Surrender Insurance Policy
Policyholders can surrender their insurance policy before maturity if they have paid the premiums for three or five years from the date of inception. If the policyholder has not paid the premiums for at least three or five years, he is not entitled to get the surrender value or paid-up value. Today I will take you through life insurance policy cancellation process.
Continue ReadingWhat to Do If Insurance Claim is Denied
Is your insurer not honoring your valid claim? Do you feel like you’ve been defrauded by your insurance company or your claim is not being settled as it should be? Then don’t despair. As an insurance advisor, I will share with you what to do if insurance claim is denied. I will lay down a roadmap for you to get your claim honored.
Continue ReadingHow to Become Insurance Agent in India – Step-by-step Guide
Do you want to become an insurance agent? If yes then in this post I will show you in detail how you can sell insurance policy and earn money by becoming a representative of an insurance company. Whether you want to sell life insurance or general insurance, this post will help you do that.
Continue ReadingIRDA Registered Life Insurance Companies in India 2021
Today I’m going to share with IRDA registered life insurance companies list. These companies have valid license issued by the Insurance Regulatory and Development Authority of India to carry out life insurance business in the country. Make sure to check registration of a company before you buy a policy.
Continue ReadingTypes of Health Insurance, What is Health Insurance
In this piece of content, we will learn what are the different types of heath insurance and why is it important to have a medical insurance policy. If you’re going to get insured against unforeseen medical emergencies then knowing the different types will help you choose a best policy.
Continue ReadingHow to Check If Insurance Company is Legitimate?
Today we’ll be discussing how to check if insurance company is legitimate or not? This is something we can’t afford to ignore while entering into insurance contract. If we dare to do so, we’d end up with insurance fraud.
Continue Reading10 Horrible Mistakes to Avoid Before You Buy Life Insurance
Today I’m going to walk you through some very common mistakes that people make while buying life insurance. And you should avoid these horrible mistakes before you buy life insurance at all costs.
Continue ReadingBuying Life Insurance? Ask 9 Questions to Your Agent or Say No
Insurance is a legal contract in which two parties (Insurer and Insured) come into a mutual consensus. Like other contracts, there is no scope of verbal commitments; therefore, while signing such a contract, one ought to be aware of each and every aspect of it such as exclusions, deductibles, surrender value, cash value, and the like. Today, I’ll list some important questions that you should ask your insurance agent. Before buying life insurance, you should seek answers of these questions from your agent. If he/she fails to answer then simply say ‘No’.
Continue ReadingWhat is Home Insurance? Benefits of Homeowners Insurance
Do you know what is home insurance? What are the benefits of having a homeowners insurance policy? If not then don’t worry. Today, we’ll be going over what home insurance is, a quick overview of importance of having such a policy and some tips to save real money while buying a policy in colloquial manner.
Continue ReadingComprehensive vs Third Party Insurance: Which One to Buy?
Are you stuck between comprehensive and third party insurance? Don’t know which one should you go for? Then fortunately, you landed on a right place. Motor insurance is something that we always need and every year we spend reasonable money on renewals. Therefore, choosing a right car insurance is very much crucial.
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