BHIM Unified Payment Interface (UPI) app is launched by National Payments Cooperation of India to encourage people to make more digital transactions. As claimed by the authority, BHIM app lets an individual make cashless payments with no or very low transaction fee. But personally, I have observed some drawbacks of this app for example if someone knows your PIN and has access to your phone then he or she can easily misuse your BHIM app. However, this app is very convenient to send or receive money; only you need to use it carefully. In this tutorial, I am going to show you how to add new bank account in BHIM app. You can use the same method to add multiple accounts in BHIM app because after adding a new account to BHIM, you will have an option to remove previous bank account from BHIM app or you can let it be there.
You may already know that BHIM app lets you make transactions digitally by using your mobile number. At the time of registration, it shows you list of banks to choose from and you can link any of your bank accounts with the app. If you have more than one bank account linked to your mobile number then you can change your bank account in BHIM app anytime or you can link multiple bank accounts to your BHIM app and you can make any of them as your default account. You can make as many as shifts you want for example if you want to send Rs. 1000 from a linked account and after some time you want to send Rs. 2000 from another linked account then you can do so. This is indeed a good facility. And in emergency situation, you don’t need to visit your bank, you can login to your BHIM app and can transfer the amount.
Let me quickly show you how to add new bank account in BHIM app. As mentioned earlier, you can use the same method to add multiple accounts in BHIM app. If you would like then I will also show you, in the end, how to remove old bank account from BHIM app.
How to Add New Bank Account in BHIM App
To change bank account in BHIM app, open your app.
From the homepage, tap on Bank Account. Next, you can see your existing bank account that is linked to your BHIM ID.
Now, to add new account in BHIM app, tap on three dots appearing on the top right corner and the tap on Change Bank Account.
Tap on Proceed.
In the next step, scroll down and find new bank name that you want to link to your BHIM ID. Once you find that tap on that and you can see green tick mark. Subsequently, tap on NEXT.
In the next step, you’ll be able to see your linked bank account number. If you want to link that account number to your BHIM ID then tap on that.
That’s it. You have successfully added new bank account in BHIM app. Now, its time to set a PIN for your new linked account. Note: You’ll have to set up a separate PIN for each account which you link to your BHIM app. For that purpose, again hit Bank Account link from the homepage (see screenshot 1).
On the next page, tap on Set UPI PIN button.
Now, enter last 6 digits of your debit-cum-ATM card and then enter its expiry date. Note: You can find expiry date on your card also. After entering the details, tap on OK button appearing at the bottom right corner.
Next, you will be asked to enter one time password. You’ll receive that password on your registered mobile number. BHIM app will automatically detect it. You just have to wait.
Thereafter, you can enter PIN number for your bank account. Add a different passcode for your account. After entering the PIN number, tap on OK.
Again, you’ll be asked to verify the PIN, just enter and hit OK button.
That’s it. Now you’re all set.
How to Add Multiple Accounts in BHIM App
You will be able to see your previous linked bank account under Bank Account section. You can remove that account or you can let it be there to use it in the future. If you want to add more bank accounts to your BHIM ID then you can do so by following the above procedure. Just tap on three dots and add new bank account.
Under Bank Account section, you can your linked bank account and underneath all bank account you can see Make Default link. You can tap on that link to make that bank account as your default bank account for BHIM UPI app.
How to Delete Bank Account From BHIM App –
You can delete your linked bank accounts from BHIM app. For that purpose, go to Bank Account section (See screenshot 1) and scroll down and underneath your bank accounts you can see Remove link. Just tap on Remove to delete bank account from BHIM app (See above screenshot). You may also need to enter your PIN to confirm your selection.