If we make a list of inventions that have made our life easier; then there’s no doubt that credits cards will come in top 10 such inventions. Credit cards have changed the way of carrying cash, making payments. We can use credit cards for e-shopping, cash withdraw, and for making online bill payments. Credit cards offer cashless payment methods; which eliminates the problem of carrying cash and also it reduces the risk of any individual getting loot. At the top, credits cards are universally accepted; that resolve the problem of carrying different currencies while traveling to different countries. An individual can track his/her monthly expenditure, and also can build a good credit history with the help of credit cards. Usually, Debit cards transactions cannot help you to build credit history; because no one keeps record of transactions made by debit cards. As everything has its pros and cons; therefore, credit cards have some advantages and disadvantages. In this article, we will be discussing on the benefits of credit cards; and we have covered disadvantages of credit cards in a separate article. Here are some benefits of having a credit card:

Interest Free Loan
Comfort
Buy Now and Pay Later Service
Purchase Protection
Price Protection
Cash back and Discount Offers
Every time, you spend money through your credit card on groceries, fuel, shopping, air miles, or traveling, you earn reward points. The reward points earned can be spent on various categories listed by your credit card company. Many ecommerce companies offer extra discounts, if you make payment through a credit card. These are the extra benefits of owning a credit card; usually, which you don’t get on other payment methods.
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