Banks use Customer Information File (CIF) to store every customer’s personal, financial, and demat related information. CIF numbers help banks to view customers data (personal and financial) without looking into their accounts. It records all of your banking activities on daily basis in digital or physical form. Banks use unique CIF number for every account holder to collect personal and financial information of customers. You can have multiple accounts in a bank but for all accounts the CIF number would be same. Without CIF, it would be very complicated for banks to keep record of your accounts.
What does CIF number contain?
Customer information file carries following data of a bank account holder:
- It stores all of your KYC details.
- It stores your loan history.
- It stores your financial activities on daily basis.
- It carries your Demat related information.
- CIF folder helps bank to view your all accounts information at one place.
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How to find CIF number?
You can find CIF number of your account conveniently on your bank passbook. Usually, it’s printed on your bank passbook’s first page (see screen shot below). Just grab your bank passbook and try to find CIF on it. Somehow if it’s not printed on your passbook then try to find it with next method.
- Login to your account.
- Click on e-Services tab and then select account statement from the sidebar.
- From the page, select the period of statement for example last six months, and then select an option view, print or download.
- Click on go.
- Enter your profile password, if asked.
- That’s it. View your account statement to find CIF number on it.